The Pangs of Being a Millennial
Student loans are rough. Credit cards are even more sinister. I’m 26 years old, and I still live at home. I’m working on my second year out of graduate school in an industry that I love. I have the opportunity to grow myself and my brand into a truly lucrative career if done right. So, what’s holding me back?
The short answer is most likely myself. I have a tendency to be my own worst enemy. As much as I endear myself to change, change in and of itself terrifies me (clowns also terrify me). Opportunities are out there for growth, but that would require me to actually move forward. On a much more basic level, financially, it’s difficult for me to stand on my own two feet. Without getting too personal, it involves student loans, credit card debt racked up from books and fees during and post college, car payments, insurance, etc. I essentially am a millennial living on my own in my parents’ house (figure that one out). I pay every expense just short of a mortgage payment or rent because I am to live within the means of a city’s cost of living circa 2008 when we are in 2016. It’s a lot of external factors that just added up to me being more cautious with my money and where I pay rent.
See, that’s the long answer. The short answer is that I am my own worst enemy. I can spare more money to live on my own in a one-bedroom apartment solo or a two-bedroom with a roommate. My means of living would drastically decrease and I would be living off ramen for a few years. What’s a guy to do?